Are insurance brokers more expensive?
A common misconception is that using an insurance broker is more expensive than shopping online. Sometimes the opposite is true and an insurance broker can end up saving you time and money.
Shopping online can be quick and easy but there are pitfalls. Online quotes might not always account for your individual needs or circumstances, and may lack in guidance as to what cover is appropriate for you. Remember that price isn’t everything, if your insurance isn’t offering adequate cover then you could end up with a nasty shock. If you do use comparison sites, make sure that you understand the policy wording, including any endorsements and be wary of large excesses.
As independent brokers, we do not have any ties to any particular company. This means we can help you compare policies from the broader market and highlight the best deals no matter which insurer offers them. Furthermore, we have access to insurers and products that are not available online.